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Moving to Temple Hills in Franklin, TN: the HOA, the club and the costs

Key takeaway

Temple Hills in Franklin, TN, officially Temple Hills Country Club Estates, is a community off Temple Road built around a private country club, and the first thing to decide there is whether you'll join. The homeowner dues are low, $440 a year in 2026, and club membership is optional and sold separately, so the same house can cost you a few hundred dollars a year in dues or several thousand. It sits in unincorporated Williamson County, so you pay the county-only tax rate and every grade is Williamson County Schools (WCS). The catch is distance: it's the farthest from Main Street of the ten subdivisions compared in this guide.

Who this guide is for

You're relocating to the Franklin area and want to live near a golf club, or Temple Hills has come up and you want to know what owning there costs.

Is Temple Hills right for you?

Temple Hills fits if

  • You want low, published HOA dues: $440 a year for a house in 2026, with a 5% discount for paying by January 31.
  • You'll use a private club: golf, tennis, a pool and dining are next door, with membership sold separately.
  • You want the county-only tax rate: $1.30 per $100 in 2026, with no Franklin city levy.

Look elsewhere if

  • You want golf beside an in-town plan with FSSD: Forrest Crossing sits next to an 18-hole course inside city limits.
  • You want acre lots without a club: Legends Ridge has a 0.98-acre median lot.
  • You want a short drive to Cool Springs: Ashton Park is about 1.5 miles from the Galleria.

Temple Hills at a glance

Official nameTemple Hills Country Club Estates
HOA dues (2026)$440 a year for homes; $330 for condos (unchanged for the fourth year)
Transfer fee$400 for new homeowners
ClubSeparate and optional; golf from $656 a month, social from $165 a month
Club openedEarly 1970s; designed by Leon Howard
City limitsOutside: unincorporated Williamson County
2026 tax rate$1.30 per $100 of assessed value (county only)
School systemWilliamson County Schools
ZIP37069 (Zillow typical value $998,910, September 2026)

What it costs to own in Temple Hills each year

$3,686Property tax and HOA per year
$307Per month
$440HOA dues per year

Prefilled with the typical price used in this guide for Temple Hills. HOA dues from the page's source. Insurance isn't estimated: get a quote.

Tax year 2026 rates (Williamson County and city 2026 rate tables). Tennessee assesses homes at 25% of appraised value. An estimate, not a tax bill: confirm the jurisdiction on the parcel record and check with the Williamson County Trustee or a CPA.

Join the club or just buy the house in Temple Hills?

Decide on the club before you choose a house. The HOA costs $440 a year and the club is optional, so the same house carries $440 a year in dues or about $8,312 with golf, before initiation.

Yearly cost in Temple Hills (2026)HOA onlyHOA + social clubHOA + golf
HOA dues$440$440$440
Club dues (12 months at the published starting rate)$0$1,980$7,872
Total before initiation and tax$440$2,420$8,312

The club doesn't publish its initiation fee, so get it in writing before you count on golf. The drive is the other trade-off: the club is about 7.5 miles in a straight line from Main Street, the farthest of the ten subdivisions compared in this guide.

HOA dues, transfer fee and rules in Temple Hills

The 2026 Temple Hills HOA dues

The Temple Hills Homeowners Association (THHA) charges $440 a year for homes and $330 for condos, unchanged for the fourth year. Dues are billed $110 a quarter for homes, or $82.50 for condos. Pay the year by January 31 and you get a 5% discount, which brings a house to $418; late payments add $10 a month.

The transfer fee at Temple Hills

New owners pay a $400 transfer fee. The HOA's dues and closing paperwork are handled by DC Capital in Brentwood, so that's where your closing attorney or title company will request the resale letter.

The Temple Hills Architectural Review Committee

THHA enforces the covenants through an Architectural Review Committee. Read the covenants before you plan an addition, a fence or a pool, and ask whether any approvals are pending on the house you're buying.

Membership and costs at Temple Hills Country Club

Do you have to join Temple Hills Country Club to live in Temple Hills?

No. THHA says the course is controlled by its owner and operator for golf members, only members and guests may be on it, and HOA membership doesn't include the club.

Golf and social membership pricing at Temple Hills

The club publishes three tiers: Full Golf, Classic Golf (Tuesday to Thursday plus Friday before noon) and Social. Golf memberships start at $656 a month and social at $165 a month. The initiation fee is "inquire" only.

How many holes Temple Hills Country Club has

The club opened in the early 1970s on a design by Leon Howard and names three courses, Deercrest, Quail Run and Dogwood; search listings describe them as three nines, 27 holes in all. It also lists tennis, a pool and dining. Confirm the current layout with the club.

Property tax in Temple Hills, outside Franklin city limits

The Census geocoder places Temple Hills in unincorporated Williamson County, so its 2026 rate is the county's $1.30 per $100 of assessed value. The city's parcel coverage stops short of it, so we don't have a median appraisal; as an example, a house appraised at the 37069 ZIP's Zillow typical value of $998,910 would pay about $3,246 a year, or $271 a month. Inside Franklin at the $1.566 city rate, the same house would pay about $3,911. Check any house's appraisal on its county parcel record and run it through the 2026 Williamson County tax calculator.

Schools and the drive into Franklin from Temple Hills

Williamson County Schools in Temple Hills

Temple Hills isn't on FSSD's neighborhood list and the Census places it in the Williamson County School District. Confirm each address in the WCS school zone finder.

From Temple Hills to Main Street and Cool Springs

From the club, Main Street is about 7.5 miles in a straight line and CoolSprings Galleria about 8.4. Drive Temple Road to Hillsboro Road or I-65 at your commute hour before you decide; the Nashville commute guide covers the interstate.

Buying a house in Temple Hills: what to check

The county parcel record for a Temple Hills house

Because the city's parcel layer stops short of Temple Hills, use the Williamson County Assessor of Property's record for the appraisal, acreage and tax district. Confirm the county-only district there; don't rely on the Franklin mailing address.

Water, sewer and septic in Temple Hills

Outside city limits, utility providers can differ from in-town Franklin, and a lot may be on septic rather than sewer. Ask the seller who supplies water and sewer, and compare costs on the Franklin area utilities guide.

Golf frontage in Temple Hills

A house on the course doesn't come with playing rights. Ask the HOA about any easement or rules covering course-side yards.

Temple Hills or Forrest Crossing: what decides it

They're the two golf-course communities among the ten compared in this guide. Tax rate, PreK-8 schools and distance all differ.

Temple HillsForrest Crossing
GolfPrivate club, membership optionalAdjacent course open to the public
City limitsOutside (county only)Inside
2026 tax rate$1.30$2.2433
School systemWCSFSSD PreK-8, WCS high
HOA dues$440 a year (published)Not published
Straight line to Main StreetAbout 7.5 miles2.4 miles

Pick Temple Hills for a private club and the county rate. Pick Forrest Crossing for FSSD and a location between downtown and Cool Springs. Every other plan is on the overview of Franklin neighborhoods, and Bill can get the current initiation fee from the club for you before you tour.

Sources (9)

Reviewed by Bill Diebenow

Bill reviewed this page for accuracy on November 3, 2026. Figures come from the sources listed above. Our research process.

Bill Diebenow is a Franklin, Tennessee Realtor® and LeadingRE Relocation Specialist with Compass, helping families and executives relocate to Franklin and Williamson County.

  • $26M+Career sales volume, as reported by Bill
  • 34Client reviews, as reported by Bill
  • 10 yrsSince Bill moved his own family to Tennessee

Career figures as published on billdiebenow.com (About), read November 2026.

Moving to Temple Hills: FAQs

What are the HOA fees in Temple Hills?

The Temple Hills Homeowners Association charges $440 a year for homes and $330 for condos in 2026, unchanged for the fourth year. It bills $110 a quarter for a house, takes 5% off if you pay the year by January 31 and charges a $400 transfer fee to new owners.

Do you have to join Temple Hills Country Club to live in Temple Hills?

No. The homeowners association says HOA membership doesn't include the club, and the course is reserved for club members and their guests. You can own a house in Temple Hills without joining, then decide later whether the club is worth its monthly dues and initiation fee.

How much does Temple Hills Country Club membership cost?

The club publishes golf memberships from $656 a month and social memberships from $165 a month, which works out to about $7,872 and $1,980 a year. The initiation fee isn't published; the club asks you to inquire. Get the current fee and any minimums in writing before you buy.

Is Temple Hills inside Franklin city limits?

No. The Census Bureau's geocoder places Temple Hills in unincorporated Williamson County, even though it has a Franklin address in ZIP 37069. Houses pay the county-only tax rate of $1.30 per $100 of assessed value in 2026, with no Franklin city levy.

When was Temple Hills built?

The country club at the center of the community opened in the early 1970s on a course designed by Leon Howard, according to the club. We didn't find a published start date for the homes themselves, so check the year built on the county parcel record for any house you're considering.

How many homes are in Temple Hills?

Neither the homeowners association's pages nor the City of Franklin's parcel layer, which doesn't cover Temple Hills, gives a home count, so we don't print one. The Williamson County Assessor of Property's records will list the parcels if you need the number for a lender or appraiser.

What is the nicest neighborhood in Franklin, TN?

Pick the measure first, since no ranking is official. If a private club next door is the test, Temple Hills is the only community here built around one, and you can buy without joining. If land is the test, Legends Ridge has acre lots. If known HOA costs are the test, it's the only one of the ten subdivisions compared here whose dues we could read: $440 a year.

What is the richest neighborhood in Franklin, TN?

On home values, Temple Hills has no published median, so the nearest figure is Zillow's typical value for its 37069 ZIP, $998,910 in September 2026. Zillow's highest-valued Franklin area is McLemore at $1,415,604, and Legends Ridge has the top median county appraisal of the ten subdivisions compared in this guide, $2,089,200.

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